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Veterans, seize this opportunity with an assumable VA loan at an incredible 2.375% interest rate! Discover the allure of Central Coast living in this inviting 3 bedroom, 2 bathroom detached single-family home. Located a mere 5 minute drive from beach access, this home offers stunning views of the Oceano Dunes from its second-floor living area, creating a serene backdrop for your daily life. Step inside to a warm and welcoming interior, featuring durable engineered hardwood floors and elegant granite countertops throughout. Thoughtful upgrades and maintenance have been completed recently, ensuring a seamless transition for its new owners. The convenient bottom-floor primary suite includes new carpet and a private redwood deck, perfect for enjoying morning coffee while soaking in the refreshing ocean breeze. Designed with practicality in mind, this home provides ample closet storage, a spacious 2-car garage, and designated off-street parking. This turn-key property offers flexibility for use as a primary residence or as an investment. Prospective buyers are encouraged to contact SLO County Planning & Building to explore the potential for utilizing as a short-term or vacation rental. This home presents an opportunity to own a piece of coastal charm for under $700,000. Schedule your private showing today to experience its unique appeal!
Listing agent: Hannah Franklin DRE #02146228 hfranklin@modernbroker.com, Listing office: Modern Broker-Pismo Beach
MLS data updated 10/27/2026, 6:25:40 PM PT
Source: CRMLS, MLS #: PI25139224
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 20, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$684,000Closed sale · Nov 20, 2025ZIP 93445 · Nov 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.