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Closed
- Listed price
- $495,000
- Listed Oct 6, 2016 · $469/sq ft
- Sold price
- $490,000
- Sold Jan 24, 2017
2 beds|2 ba|1,056 sqft|871.2 sqft lot|1978 Built|71 MLS days on market
165 Harbor Oaks Cir, Santa Cruz, CA 95062
Property Description
This 2-BR, 1.5-BA town home opens to a LR with wood laminate flooring that flows to a tiled kitchen/dining area, overlooking a private back patio. The kitchen has tile counters, wood cabinets, & an induction stove. The patio adds another dining & entertaining area. A 1/2 & separate pantry/laundry area complete the downstairs layout, accessible from a two-car carport w/additional storage space. A staircase w/wrought iron railing leads upstairs, where two carpeted BR & full bath are located. The spacious master BR has lots of closet space, w/accordion doors & plenty of room for a separate sitting area. The main bath has a tiled floor, a separate vanity/sink area with extra storage space for linens, as well as a shower/tub combination & additional sink. The complex includes walking paths & a pool. A lush community garden & playground are nearby, & the home is a short walk or bike ride from the harbor's many attractions, including beachside restaurants & coffee shops.
Listing agent: Lauren SpencerDRE #00925382lauren@laurenspencer.com, Listing office: Coldwell Banker Realty
MLS data updated 10/31/2026, 11:55:14 PM PT
Source: CRMLSMLS #: ML81627524
Belmont insights
Price & property history
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Last recorded sale$490,000
Jan 24, 2017
Available records22016–2017
From MLS recordsActual listing and closing events
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This home · nearest recorded event
No recordNo property-price record in this range.ZIP 95062 · Nov 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.This home · 0 price recordsNo records in this period
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Recorded sales in this period (0)
No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
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MLS records may be incomplete. Earlier asking prices are not sale prices.