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This beautifully updated, single-level home is move-in ready with wood flooring, dual pane windows, central AC, and fresh paint throughout. Located in the sought-after Seven Oaks 55+ community within Rancho Bernardo, the property offers a bright and flexible layout including an open kitchen, dining, and family room. The additional large living room provides bonus space that could easily be converted to a third bedroom, office, or home gym. The kitchen boasts granite countertops and ample cabinetry, providing plenty of storage. The primary bedroom features an ensuite bath with a walk-in shower. The spacious backyard offers multiple seating areas and a low-maintenance outdoor space perfect for relaxing or entertaining. The property underwent major renovations in 2004, including a new roof, remodeled kitchen and bathrooms, new garage doors, re-stuccoed exterior, and redesigned hardscape. A new water heater was installed in 2023. An attached 2-car garage provides additional parking and storage. Community amenities include a heated pool & spa, pickleball courts, fitness center, library, billiards, shuffleboard, clubhouse, and a full calendar of events. Conveniently located near shopping, dining, and golf courses.
Listing agent: David Thayer DRE #02074782 david@thayercoastalhomes.com, Listing office: Pacific Sotheby's Int'l Realty
MLS data updated 11/2/2026, 8:48:34 PM PT
Source: CRMLS, MLS #: NDP2506723
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 9, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$788,000Closed sale · Sep 9, 2025ZIP 92128 · Sep 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.