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Rare single-story opportunity in Oceanside’s highly desirable Rancho del Oro neighborhood, offering move-in-ready comfort, meaningful recent upgrades, and a spacious 10,000+ sq. ft. lot designed for Southern California indoor-outdoor living. This beautifully refreshed 3-bedroom, 2-bath home features a bright, inviting layout with vaulted ceilings, abundant natural light, and a comfortable flow ideal for both everyday living and entertaining. Large windows and oversized sliding doors create a seamless connection to the outdoor areas while enhancing the home’s open feel. The warm interior showcases beautifully restored parquet wood flooring, fresh interior paint, and new carpet in the bedrooms and hallway. A charming brick gas fireplace anchors the living room and creates the perfect setting for cozy evenings at home. The kitchen was renovated in 2024 and offers waterproof Stainmaster flooring, updated paint, newer appliances, and convenient access through French doors to a private patio—perfect for morning coffee, outdoor dining, or relaxing with friends and family. The primary suite provides a comfortable private retreat with generous closet space and a bright, cheerful bathroom, while two additional spacious bedrooms offer flexibility for guests, family members, or a home office. Major recent improvements provide valuable peace of mind for the next owner, including Section 1 & Section 2 termite clearance, a brand new furnace, brand new water heater, pressure regulator, updated water shut-off valve, upgraded GFI kitchen outlets, new smoke detectors in the bedrooms, and a carbon monoxide detector in the hallway. Double-pane windows improve energy efficiency, while fresh exterior paint on the siding, fascia, eaves, and doors, along with updated exterior lighting, enhance curb appeal. Step outside to enjoy a large and versatile backyard designed for both relaxation and sustainability. Xeriscape landscape areas and fresh wood-chip ground cover create a low-maintenance environment, while the established dwarf orchard—featuring peach, two varieties of plum, and a unique grafted apple tree producing three varieties of apples—adds charm and homegrown abundance. The orchard has been carefully maintained with an annual pruning and fertilization schedule the sellers are happy to share. The expansive 10,000+ sq. ft. lot offers outstanding flexibility for outdoor entertaining, gardening, or future possibilities such as expanded outdoor living space or potential ADU opportunities. Additional practical features include extra vehicle parking alongside the driveway, garage workbenches for projects and storage, and a 220-volt electrical connection at the rear of the home ready for a future spa or additional upgrades. Located near parks, schools, shopping, dining, and major commuting routes—and just minutes from North County’s beautiful beaches—this home offers the rare combination of charm, usable outdoor space, meaningful recent improvements, and move-in readiness with no HOA or Mello-Roos. An exceptional opportunity to own a thoughtfully updated single-story home with space, character, and long-term value.
Listing agent: Jeff Underdahl DRE #01077484 jeff@jeffunderdahl.com, Listing office: eXp Realty of Southern CA
MLS data updated 10/27/2026, 4:24:45 AM PT
Source: CRMLS, MLS #: NDP2602326
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$905,000Closed sale · Apr 1, 2026ZIP 92056 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.