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Under $500,000 in gated Oak Tree Ranch! This is one of the most affordable homes currently available in Pauma Valley and Valley Center. Featuring soaring ceilings, abundant natural light, and a cozy fireplace. This beauty offers a comfortable layout with a spacious kitchen, center island, dining area, and private patios off both the living area and primary suite. Major improvements have already been completed, including a NEWER roof, PAID solar, NEWER HVAC system, NEWER water filtration system, backup generator, and EV charger. Oak Tree Ranch offers a peaceful, park-like setting with 3 community pools, mature landscaping, security and gated access. If you have been searching for an affordable home in North San Diego County without sacrificing space, privacy, or amenities... this is an opportunity worth seeing. Hurry - will not last at this price.
Listing agent: Krista Hubbard DRE #02023899 krista@kristahubbard.com, Listing office: LPT Realty
MLS data updated 11/1/2026, 11:33:46 AM PT
Source: CRMLS, MLS #: NDP2602131
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 20, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$499,900Asking price recorded · Jul 20, 2026ZIP 92061 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.