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Welcome to Rancho Santa Fe's Whispering Palms neighborhood of Alcala. This gate guarded, private neighborhood with views of the golf course is the perfect enclave to downsize into or as a secondary property. Just like a new build in an established neighborhood, this property means you can avoid a stressful remodel. This townhome is a stunning example of a 2023 Coastal Contemporary interior. No expense was spared in the two year remodel using the finest materials including: Wide Plank White Oak flooring, Quartz backsplash, counters and waterfall island, Thermador appliances and designer lighting throughout. Owned Solar, Upgraded HVAC, Additional recessed lighting and smart home outlets were added to the existing lighting package. The stairs were widened and rebuilt. Walls were removed and plumbing added for extended counters with a wine fridge and wet bar area. Custom cabinetry was installed and more cabinets and counters added in this expanded kitchen. Plantation shutters control the amazing natural light of both floors. The bedrooms upstairs are perfectly separated with remodeled bathrooms. All bathrooms have LED backlit mirrors, and curbless showers. The Primary suite has an attached walk in closet that is built out with closet systems to maximize the space. This interior has been thoughtfully planned and executed. Relax in the main level patio with custom tile or the upstairs patio off the Primary suite and bath. Enjoy Alcala's pool and spa. There are also shops and restaurants within the community of Whispering Palms. All within minutes to the city centers of Rancho Santa Fe.
Listing agent: Kelly Lucas DRE #01962660 kellylucasproperties@gmail.com, Listing office: Coldwell Banker Realty
MLS data updated 10/30/2026, 12:42:48 PM PT
Source: CRMLS, MLS #: NDP2309251
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 9, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,150,000Closed sale · Jan 9, 2024ZIP 92091 · Jan 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.