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Welcome to this beautifully upgraded home in the highly desirable Village of Montecito at Otay Ranch, a vibrant, pet-friendly, family-friendly neighborhood known for its beautifully maintained landscaping and charming Southern California Mediterranean architecture. Designed for modern living, this home features smart home technology, paid solar with an emergency backup battery system, new flooring throughout, plantation shutters, and an eco-friendly front yard with drought-tolerant succulents. See Supplement for more information. The private side yard with elegant tile hardscaping provides the perfect space for outdoor entertaining. Residents enjoy two resort-style pools, a fitness center, clubhouse with a kitchen and community room, tennis and basketball courts, multiple parks and playgrounds, and an elementary school within walking distance. Conveniently located near shopping and dining, this home offers the perfect combination of comfort, convenience, and an exceptional lifestyle. Property is subject to Meloo-Roos. Buyers to verify and approve MLS data provided, records, and all information pertaining to the property prior to closing of escrow.Buyers shall conduct their own due diligence to ensure that the property meets all necessary building requirements and regulations.
Listing agent: Olga Finch DRE #01719447 olga@finchrealtysd.com, Listing office: Finch Realty
MLS data updated 10/16/2026, 8:58:52 PM PT
Source: CRMLS, MLS #: 260019065SD
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Read Belmont’s local buyer guidesEnter your own resale and cost assumptions. This tool does not estimate market value or confirm that an addition is permitted. Asking price: $999,999.
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Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 25, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$999,999Asking price recorded · Aug 25, 2026ZIP 91913 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.