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Rare three-story sanctuary with a first-floor bedroom and bathroom, plus a spacious top-floor loft! Perfect for multi-generational living or your dream home office! This is an open, light-filled 5-bedroom, 4 full bathroom home in the heart of Montecito at Otay Ranch. Designed for flexibility and comfort, this three-story layout includes rarely found space—ideal for a guest suite, office, playroom, or private retreat. Enjoy 2,465+ sq/ft of thoughtfully designed living space with modern finishes, an open-concept kitchen and living area, and plenty of natural light throughout. This home also features a Tesla solar power system with a Power Purchase Agreement, helping you save on energy costs. Qualified buyers may be eligible to assume the seller’s VA loan, offering a lower interest rate and significant long-term savings. Outside your door, enjoy all the benefits of Montecito living: access to resort-style amenities including a swimming pool, spa, fitness center, clubhouse, tennis court, basketball court, bocce ball, parks, and playgrounds. You're also just minutes from Otay Ranch Town Center, top-rated schools, dining, shopping, and scenic trails. This is more than a home—it’s a lifestyle in one of Chula Vista’s most sought-after neighborhoods.
Listing agent: Samuel Foote DRE #02081916 STFRealtor@gmail.com, Listing office: Real Broker
MLS data updated 10/27/2026, 3:30:20 PM PT
Source: CRMLS, MLS #: NDP2509576
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 8, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$895,000Closed sale · Jan 8, 2026ZIP 91913 · Jan 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.