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Welcome to your meticulously maintained 4 bedroom + large loft, 3 ½ bath tri-level home situated in the heart of Otay Ranch. With true pride of ownership this property offers an open living concept with a large kitchen island, SS appliances, granite counters with backsplash, & a walk-in pantry. The family room opens to a full size laundry room, 1/2 bath & out to an amazing backyard oasis with a built in gas fire pit, BBQ with refrigerator, brick pavers, patio cover & landscaping that provides privacy. The 2nd level houses 3 bedrooms & a large master suite with a spacious walk-in closet, separate toilet area, stand up shower, tub, dual sinks & makeup counter. The 3rd level offers a large loft that can be used as a gym/office, playroom or rental income. Newly installed carpet, cooktop, microwave, water heater & recently serviced HVAC. The attached 2-car garage is complete with epoxy flooring & built-in ceiling shelves. The Village of Montecito Association features: Large Clubhouse, resort-style swimming pool with beach entry & swimming lanes, a children's wading pool, lounge areas, spa, state-of-the-art fitness room, a multi-purpose club room, full kitchen, fire pit, turf bocce ball courts, gas BBQ stations, & covered outdoor dining areas. Great location with high performing schools, beautiful parks, walking trails, easy freeway access & only minutes to Downtown San Diego, International Border & beaches. Equipment: Garage Door Opener Other Fees: 124 Sewer: Sewer Connected Topography: LL
Listing agent: Zandra Ulloa DRE #01849548 zuoffers@gmail.com, Listing office: Active Realty
MLS data updated 10/22/2026, 11:13:35 PM PT
Source: CRMLS, MLS #: 200024625
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 30, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 91913 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.