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Welcome to 146 Montecito Drive, where coastal living, generous space, and thoughtful updates come together in a desirable Pacifica setting. This beautifully refreshed 3-bedroom, 2.5-bathroom townhouse sits like an attached single family and offers ocean views, a large private backyard, an expansive garage, and exceptional storage, all just moments from the beach and the vibrant Palmetto shopping district. Step inside to a bright, freshly updated interior featuring new interior paint, beautifully refinished maple hardwood floors, and brand-new light fixtures throughout. The bathrooms have also been refreshed with new countertops and fixtures, adding to the homes clean and move-in-ready feel. Enjoy ocean views, views of Sams castle, and the convenience of being within walking distance to Palmetto Avenues shops, restaurants, cafes, and neighborhood amenities, as well as the beach. Whether enjoying a morning walk along the coast, spending an afternoon at the beach, or heading out for dinner nearby, this location makes it easy to embrace the best of Pacifica living, while being less than 20 minutes to San Francisco and the mid-Peninsula.
Listing agent: Maryann Ernst DRE #01758548 maryann@maryannernst.com, Listing office: KW Advisors
MLS data updated 10/20/2026, 3:52:36 AM PT
Source: CRMLS, MLS #: ML82062414
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 23, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,298,000Original asking price · Sep 23, 2026ZIP 94044 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.