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White water ocean views and exceptional walkability to Cardiff Town Center. Enjoy the fresh ocean breeze by day and fall asleep to the sound of breaking waves at night. 3 Bed, 2.5 bath with a private yard. Ocean views from both the lower level living room and the upper level master suite; Swami's to the North and the La Jolla coast line to the South. Steps from the Cardiff rail trail...walk, run or bike to the beach, restaurants, shopping and everything idealistic Cardiff by the Sea has to offer. [Supplement]: On the first level you'll find the living room with wood floors and a quartz fireplace, dining room, kitchen, laundry room and a half bath with a large walk in storage closet. The spacious kitchen has custom cabinets with a convenient corner lazy Susan and pull out cabinet drawers for easy access. The recently redone wood staircase leads to the master suite, 2 additional bedrooms (1 with beautiful views of Swami's) and a full bathroom. The master has a cozy fireplace and sliding doors that open to the ocean view Trex deck. A barn style door separates the master bath which has dual sinks, standing shower w/custom glass and a walk in closet. This home has upgraded doors, Milgard windows and crown molding throughout. Enjoy the inviting and secluded backyard with jacuzzi, a gas fire pit, additional natural gas line for your BBQ and plenty of room to dine al fresco. 1 car oversized garage and room for 3 additional driveway parking spots. Within the last couple years the home has been upgraded with new heater and water heater.
Listing agent: Kelly Howard DRE #01258451 Kelly.Howard@Compass.com, Listing office: Compass
MLS data updated 10/30/2026, 7:11:46 PM PT
Source: CRMLS, MLS #: 200037266
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 7, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92007 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.