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Welcome to this beautifully upgraded 4-bedroom, 4-FULL-bathroom home in Otay Ranch’s premier Montecito community. Boasting an incredibly rare combination of luxury and greater energy independence, this home features a fully paid-off solar system, and dual Franklin whole-home backup batteries. The highly desirable floor plan offers a full bedroom and full bathroom on the main level, perfect for multigenerational living, long-term guests, or a private home office. Packed with premium upgrades, the home features brand-new carpet, fresh custom interior paint, an upstairs bonus loft, a QuietCool whole-home fan, and a 5-stage drinking water filtration system. Experience resort-style community living with exclusive access to the Montecito clubhouse, fitness center, and sparkling pool, all just minutes from top-rated schools and shopping.
Listing agent: Trina Davis DRE #02445488 itstrinadavis@gmail.com, Listing office: Realty One Group Pacific
MLS data updated 10/17/2026, 1:11:37 AM PT
Source: CRMLS, MLS #: PTP2605519
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Read Belmont’s local buyer guidesEnter your own resale and cost assumptions. This tool does not estimate market value or confirm that an addition is permitted. Asking price: $965,000.
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Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 6, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$965,000Asking price recorded · Sep 6, 2026ZIP 91913 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.