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Welcome home to this lovely, spacious coastal charmer offering views of the Pacific, Morro Rock, and the famous Morro "stacks." Located in Morro Bay's Harbor Tract neighborhood, drive-through traffic is reduced while still being conveniently close to shopping, restaurants, the Embarcadero, Morro Bay trails, and the beach. Through the double entry doors, you'll find yourself in a formal-yet-comfortable foyer leading to two spacious living levels. Head upstairs to find several large separate living areas in a bright, open floor plan featuring vaulted ceilings, beautiful chandeliers, wall-to-wall windows facing the water on several sides, ceiling fans, a cozy gas fireplace, built-in dining credenza, and roomy galley kitchen with large pantry closet. On this level you'll also find a stately main bedroom with large en-suite bathroom, walk-in closet, and lots of personal storage with a 2nd bedroom and bathroom off the hallway. Downstairs, you'll find a roomy 3rd bedroom, a separate den/media/hobby room, an extra-large indoor laundry room, storage closets, and access to the large double garage with secret wine cellar! Enjoy the coastal outdoors in the front garden terrace with built-in sprinkler system and upstairs deck for those awesome sunset views. This turnkey home is available unfurnished or with an option to purchase some or all furnishings outside of escrow. Call your Realtor today!
Listing agent: Catherine Stone DRE #00917365 catherinestone@att.net, Listing office: Central Coast Real Estate
MLS data updated 10/28/2026, 12:19:16 PM PT
Source: CRMLS, MLS #: SC20128381
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 23, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93442 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.