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Enjoy the Central Coast lifestyle from this beautifully maintained coastal retreat, ideally located just 1/3 mile from the beach and Oceano Dunes. With a recently renovated City park directly across the street and easy access to restaurants, shopping, golf, fishing, hiking, and biking trails, the location is one of this home’s standout features. Inside, the home offers 1 bedroom, 1 bathroom, an attached single-car garage, plus a versatile bonus room providing additional space for a home office, hobby room, guest space, or extra storage. The inviting living room features high ceilings, charming architectural character, and a cozy window seat. The updated kitchen includes custom countertops, range, refrigerator, built-in hutch, and vinyl plank flooring that flows seamlessly into the adjoining dining area with direct garage access. The remodeled bathroom and newer vinyl flooring continue the clean, updated feel throughout the home. The spacious bedroom features high ceilings, upgraded dual-pane windows, and plenty of natural light. Outside, the fenced backyard patio provides a private setting for relaxing, entertaining, or enjoying the coastal air. Additional improvements include a newer roof installed in April 2024, fresh paint, a finished garage, and upgraded fencing. Water and trash are also included with the HOA. Whether you’re looking for a full-time residence, weekend beach getaway, or a low-maintenance home near the coast, this property offers a rare combination of location, charm, functionality, and access to everything Oceano has to offer. All information is considered reliable but not guaranteed. Buyers should independently verify all information, including square footage, permits, uses, and property features.
Listing agent: Anthony Schaar DRE #02188220 tony@guiderealestate.com, Listing office: Guide Real Estate
MLS data updated 10/16/2026, 10:51:49 PM PT
Source: CRMLS, MLS #: PI26207054
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$499,000Original asking price · Sep 1, 2026ZIP 93445 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.