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Exceptional estate opportunity in rancho bernardo’s most exclusive enclave, the trails. Positioned on a premier 1.16-acre private corner lot, this expansive residence offers remarkable privacy, panoramic views, and the foundation for true resort-style living. Spanning 5,467 square feet, the home features 6 bedrooms and 3.5 bathrooms with a layout designed for grand-scale entertaining and everyday elegance. Soaring 20ft wood beam ceilings, multiple formal and casual living spaces, and walls of windows create an abundance of natural light while framing the stunning surroundings and seamless indoor-outdoor flow. Four fireplaces throughout the home add warmth, character, and architectural interest. The entertainer’s kitchen anchors the home with granite countertops, a center island, walk-in pantry, and generous countertop seating, opening to the family room and an expansive approximately 1,000 square feet of trex decking ideal for hosting or unwinding while taking in the breathtaking views. A wet bar in the family room further enhances the home’s entertainment appeal. The spacious primary suite is a private sanctuary, offering two private terraces, a separate dressing area, and an oversized cedar-lined walk-in closet, creating a true retreat within the home. The lower level provides additional flexible living space with a bonus room with the option to be an additional bedroom, along with a bedroom featuring a walk-in closet and a full bathroom. This level offers both interior and exterior access, making it ideal for guests, or future customization. The fully fenced backyard is a true highlight, featuring a park-like yard with lush landscaping, majestic mature trees, a spectacular diving pool, luxurious spa, and a large firepit—creating an exceptional setting for both relaxation and elevated entertaining. The property offers potential for many options, in addition to the existing downstairs lower-level living area, providing long-term flexibility and value. Additional features include a 3-car attached garage with direct access, an elegant circular driveway offering abundant additional parking, indoor laundry, and a comprehensive security system for peace of mind. This is a rare opportunity to create a custom estate in one of rancho bernardo’s most coveted neighborhoods—where scale, privacy, views, and timeless potential converge. Some photos have been virtually staged.
Listing agent: Gregg Phillipson DRE #01153857 greggphillipson@hotmail.com, Listing office: Keller Williams Realty
MLS data updated 10/21/2026, 3:47:45 PM PT
Source: CRMLS, MLS #: PTP2603926
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 7, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,401,000Closed sale · Jul 7, 2026ZIP 92128 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.