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Welcome to this beautifully upgraded 4-bedroom, 3-bathroom home with a versatile loft, ideally located in the prestigious Panorama Ridge community. Originally built in 2004 as the model home, this residence showcases high-end finishes, thoughtful design, and exceptional attention to detail throughout. Tucked away on a peaceful cul-de-sac, the home makes a striking first impression with its exceptional curb appeal. A spacious three-car garage, extended driveway, mature landscaping, and a charming front sitting area beneath a shady tree set the tone for what awaits inside. Sweep through the front door and be greeted by soaring 9-foot ceilings, elegant arched entryways, and a flowing open-concept layout that seamlessly connects the formal living and dining areas. Rich tile wood and slate flooring, plantation shutters, and custom baseboards bring warmth and sophistication to every corner. At the heart of the home is the gourmet chef’s kitchen, recently remodeled to perfection. Featuring an extended island with gleaming white quartz countertops, custom cabinetry with pull-out drawers, a full wall of pantry storage, and top-of-the-line Viking appliances—including a 6-burner gas cooktop and microwave/convection oven—this kitchen is truly a dream come true. It opens effortlessly to the inviting family room, complete with a raised gas fireplace, built-in cabinetry, and a premium surround sound system—ideal for entertaining or relaxing in comfort. The main level offers a smart and functional layout with a spacious bedroom and full bathroom—perfect for guests or multi-generational living—along with a laundry room and direct access to the three-car garage. Upstairs, the expansive primary suite is a true retreat, featuring a double-door entry, an extended sitting area ideal for a home office or reading nook, and a private balcony that offers sweeping views of the Vista and Fallbrook valleys. The luxurious en-suite bathroom includes dual vanities, a sit-down makeup station, granite countertops, a soaking tub, a walk-in shower, a private water closet, and a generous walk-in closet. Two additional bedrooms upstairs provide ample space and storage, while the loft/bonus room—currently used as a flexible living area with built-in cabinetry and plantation shutters—can easily be converted into a fifth bedroom, if desired. Set on an expansive 14,000+ sq ft lot, the backyard is an entertainer’s paradise, featuring two covered patios, a large grassy area for play or gardening, and breathtaking sunset and valley views that can be enjoyed year-round. Additional highlights include an owned solar system for energy efficiency and cost savings. With its ideal location, elegant upgrades, and panoramic views, this exceptional home offers a rare opportunity to own a piece of paradise in Panorama Ridge. Don’t miss your chance to make it yours!
Listing agent: Ixie Weber DRE #02009910 ixie.weber@redfin.com, Listing office: Redfin Corporation
MLS data updated 10/24/2026, 6:16:54 AM PT
Source: CRMLS, MLS #: 250028801SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 8, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,280,000Closed sale · Jul 8, 2025ZIP 92056 · Jul 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.