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FHA/VA welcome. This beautifully maintained, move-in-ready home offers a rare blend of modern efficiency and timeless care, having been lovingly kept by its owners for the past 33 years. From the moment you arrive, the pride of ownership is evident, highlighted by the freshly painted exterior trim completed in June 2026. Inside, the warm and inviting layout features gorgeous updated hardwood floors, elegant canned lighting, and an abundance of natural light streaming through upgraded dual-pane windows and sliding doors. Cooking is a delight in the ultra-modern white kitchen, which showcases custom cabinetry and an induction cooktop, complete with specialty pans left just for the new owner. Designed for effortless daily living and seamless entertaining, the private backyard serves as a low-maintenance sanctuary featuring a beautiful covered patio. Exceptional value extends beyond the living spaces to the oversized three-car garage, which comfortably accommodates full-size vehicles while leaving ample room for storage or projects. Practical upgrades offer incredible long-term peace of mind, anchored by a new reflective heat-and-cool roof and enhanced insulation installed in 2024. Priced strictly below recent neighborhood sales to ensure a timely closing, this exceptional property represents a truly competitive opportunity in today's market. FHA and VA buyers are welcome, and full professional photography will be available on June 24th to showcase every stunning detail.
Listing agent: Lee Schwartz DRE #01076118 lee@team-metro.com, Listing office: Team Metro
MLS data updated 10/19/2026, 12:12:45 PM PT
Source: CRMLS, MLS #: 260015105SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 13, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$825,000Closed sale · Jul 13, 2026ZIP 92040 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.