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Cardiff single story home with ocean views! Huge lot at 11,362 sqft. Plenty of room to add a pool or make a custom backyard retreat! This charming single story home is only 1 mile to the sand. Open living room to family room with French doors and views to the ocean. Every doorway in each room has original railroad tie headers! This adobe home was well loved and it is the first time on the market in over 20 years. Open floor plan with 1,727sqft of living space (see sup) 3 bedrooms, 2 baths, and an office. Master bedroom and family room have cozy fireplaces with a large patio off the family room and ocean views. Perfect for watching sunsets! Spacious master bedroom, master bath with dual sinks and upgraded shower and jetted tub. Heating and air conditioning was installed in 1998 and the tile roof was repaired and completed about 25 years ago (100 years life expectancy), flat back roof was replaced 2001 and skylights were added. New windows installed throughout home in 2017 and new carpet was added in April 2019 in the guest bedroom. Solid wood beams in the master bedroom and master bath. Master bedroom and guest bedroom have a walk in closet. Kitchen was remodeled with granite counter tops, refaced cabinets and stainless appliances. Detached 2 car garage and driveway, huge flat lot with plenty of space to add an accessory unit. No HOA and no mello roos! Excellent San Dieguito (Encinitas) School District. Just around the corner from parks, schools, restaurants, and more.. Neighborhoods: Cardiff Architectural Style: Monterey/Hacienda/Adobe View: Monterey/Hacienda/Adobe Equipment: Dryer,Garage Door Opener, Washer Other Fees: 0 Sewer: Sewer Connected Topography: LL
Listing agent: Sharon McDonald DRE #01984934 Sharon@ticemcdonald.com, Listing office: Pacific Sotheby's Int'l Realty
MLS data updated 10/30/2026, 11:58:59 PM PT
Source: CRMLS, MLS #: 190035358
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 12, 2019
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This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92007 · Oct 2026
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No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.