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Located just steps from Morro Rock and the Embarcadero, 1260 Main Street offers 1,754 SF and endless potential. Situated on the main road, this versatile property can serve as a charming coastal getaway, an income-producing Airbnb, or a unique storefront. The property is in the C-2 Community Commercial zoning district, which is intended for walkable, community-oriented commercial areas. This zoning allows for a mix of retail, restaurants, professional and medical offices, and personal services. It also permits residential uses above or behind commercial buildings and as stand-alone developments in select areas. This designation implements the city’s community commercial and mixed-use general plan land use plan, offering flexibility for a variety of uses in the heart of Morro Bay. A rare opportunity to own in this highly desirable coastal location. *** Information deemed reliable but not guaranteed.
Listing agent: Aaron Graves DRE #01787901 aaron@everlygrove.com, Listing office: EverlyGrove
MLS data updated 10/25/2026, 4:06:32 PM PT
Source: CRMLS, MLS #: SC25217499
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 27, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$660,000Closed sale · May 27, 2026ZIP 93442 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.