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Welcome to your dream retirement home at 12365 Horado Road, nestled in the serene community of Rancho Bernardo, San Diego. Step into this charming 3-bedroom, 2-bathroom farmhouse-style residence, exuding warmth and tranquility. This remodeled single-level home boasts exquisite details throughout, including quartz counters, stainless steel appliances, and custom tile work. The open floorplan invites you into a spacious kitchen flooded with natural light, perfect for culinary adventures and entertaining loved ones. The thoughtfully designed layout features a convenient Jack and Jill bathroom, ideal for accommodating guests, while the stunning primary suite offers a luxurious retreat after a day of leisure. Outside, the low-maintenance landscape with garden boxes awaits, providing a serene backdrop for relaxation and outdoor enjoyment. Beyond the confines of your home, discover the vibrant 55+ community offering an array of amenities to enhance your retirement lifestyle. Indulge in clubhouse gatherings, engage in planned activities, explore the library, or enjoy friendly competition with billiards and ping pong. Stay active and fit with access to the gym and participate in hobby classes to pursue new interests. For outdoor enthusiasts, the community offers pickleball courts and a heated pool/spa, providing endless opportunities for recreation and relaxation. Don't miss the chance to experience the ultimate blend of comfort, luxury, and community in this remarkable Rancho Bernardo retreat. Start living the retirement lifestyle you've always dream
Listing agent: Nichole Quiroz DRE #01955611 nichole@werevive.com, Listing office: eXp Realty of California, Inc.
MLS data updated 11/1/2026, 7:23:44 PM PT
Source: CRMLS, MLS #: 240023576SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 15, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$925,000Closed sale · Nov 15, 2024ZIP 92128 · Nov 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.