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Seller will entertain offers between $1,299,000-$1,349,000. Stunning home nestled in the premier Rancho Bernardo neighborhood of St. Andrews in Bernardo Heights. Spacious four bedroom floor plan with vaulted ceilings throughout, oversized master suite with private sitting area, fireplace, luxurious bathroom, and balcony with endless views; and a 1st floor bedroom/office with built in murphy bed. Gorgeous, resort-like backyard with large swimming pool & spa, built-in bar and barbeque, and a fire-pit, all surrounded by lush palm trees, and breathtaking panoramic views of the local mountains. This updated home has many upgrades, including: a $30K solar system (fully owned) to meet most of the home's electricity needs; energy efficient windows and sliding doors appointed with plantation shutters throughout; updated kitchen with quartz countertops and stainless steel appliances; designer wood floors throughout the 2nd floor and the cozy living room; high end closet organization systems; glamorous cabinetry and granite countertops in both the master suite and upper hall bathrooms; storage cabinetry in the large 3 car garage. Complex Features: ,,, Equipment: Dryer,Pool/Spa/Equipment, Range/Oven, Washer Other Fees: 0 Sewer: Sewer Connected Topography: LL
Listing agent: Carly Ferry DRE #01848685 Carly@cayandcarlyhomes.com, Listing office: Keller Williams Carmel Valley
MLS data updated 11/3/2026, 3:39:50 PM PT
Source: CRMLS, MLS #: 210003979
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 30, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92128 · Nov 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.