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LLET'S DEAL! HUGE PRICE REDUCTION, EXTREMELY MOTIVATED SELLER! BEST VALUE AND LOADED WITH UPGRADES SELLERS LOSS YOUR GAIN!! SPECIAL LOAN PROGRAM AWESOME RATES Welcome to this one-of-a-kind corner lot home in Otay Ranch, where luxury and design come together. This HOME is EXQUISITE and comes Loaded with Many Luxurious Features inside and out. This Extremely Popular Two-Story design provides an Optional Upstairs Loft Or 4th Bedroom Floorplan with 1980 SQFT of living space. Includes 3 Bedrooms, A Large Loft that could serve as the home’s 4th Bedroom, 2.5 Baths, Great Room, Open Formal Dining Area, Large Kitchen AND dining space with a 2 Car Garage. As you walk towards the home you are immediately greeted with a welcoming entry way. As you open the front door, which includes an upgraded safety screen, you’ll pass through a welcoming entry which boast light and a fantastic view through to the back yard. In the center of the home, you’ll love how your Living Space flows from one Great Space to another. The Great Room is the heart of your Home which is perfect for Entertaining and leads to huge $39,000 custom sliding glass doors that open to your outside oasis. Here you’ll enjoy indoor-outdoor living with your oversized space perfect for a cook-out On Your Fully Equipped Outdoor Kitchen/ Bar with a build in BBQ and recently purchased smoker. Sit under your beautiful pergola and sip your morning coffee. At the end of a day, relax in your four-person hot tub. Also in the back yard, you will enjoy a spacious shed which could be used for she/he shed or extra storage. Enjoy your Chefs kitchen w/ Upgraded Appliances & ample counter space & a Large Kitchen with bar area + casual dining area surrounded by windows overlooking your Backyard Oasis. Up the stairs is the Primary suite featuring an oversized space and leads into the Primary Bath and Closet. The Primary Bath has everything you could dream of to relax at the end of the day with bath/shower, two sinks, separate toilet area + It is Complete with a Custom Closet. The additional 2 Bedrooms are also located upstairs separated by the oversized loft which could be converted back to a 4th bedroom. Upstairs laundry area newer Washer/Dryer. This Home includes Nearly $75,000k in Upgrades including: Custom Doors, Designer Flooring, Distinctive Walls, Elegant Arches, Custom Closets, Outdoor Kitchen & Pergola, Upgraded Appliance, Upgraded Counter, Professional Landscape + Lighting, Sprinkler System, and this home features 13 panel solar system, which is lease with approx 9+ years to go on the lease. & so much more! The resort-style clubhouse offers luxurious amenities including a large swimming pool for play and/or laps, playgrounds, walking/ running trails, and a party pavilion located at the parks; Indoors, you can enjoy a social hall which can be rented for events. The community offers a full-time roving guard and gate guard between 8:00PM and 4:00 AM. Close Proximity to the 125 & 805, Otay Ranch Mall, numerous shopping centers, hospitals/ doctor’s offices, restaurants, and so much more. This home provides a luxurious and convenient lifestyle for its residents, you will not want to miss out on this opportunity! DON'T MISS THIS IS A DEAL OF ALL DEALS.
Listing agent: Pamela Ratcliffe DRE #01152227 Pam@teamratcliffe.com, Listing office: Coldwell Banker West
MLS data updated 10/22/2026, 6:13:57 PM PT
Source: CRMLS, MLS #: PTP2403898
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 24, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$950,000Closed sale · Sep 24, 2024ZIP 91913 · Sep 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.