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Highly desirable downtown Morro Bay One of a kind Mixed-Use Duplex in a fantastic location. This Commercial / Residential property is very special. The Commercial space opens to Main Street and the Residential portion opens on Surf St. The residence includes a Vacation Rental Permit. Approx. 3500 sq.ft, 7 parking spots & 2 separate addresses.1199 Main St. = commercial unit, approx. 1500 sq. ft. Boasts a beautiful rustic Teak front door, cathedral ceilings & custom stained-glass ceiling dome.Open & airy entry bar top counter,wood laminate & tile floors throughout,lots of light. New paint, recessed & track lighting, gas fireplace, Hawaiian doors, ADA compliant bathroom. Garage space; window paneled garage door, small private office & pass- through. All wired for cable, in-wall speakers, media cabinet. 1197 Main St. = the residence, 3 bedrooms & 2 baths, approx. 2000 sq. ft. Downstairs;entryway, kitchen/dining room, full bathroom w/jetted tub, laundry room & private bedroom w/ its own entrance. Upstairs boasts ocean & Morro Rock views, deck.Upstairs, a sitting room/additional pass through bedroom, a petite bathroom w/ toilet, sink & shower, a very comfortable family room, & a beautiful Master bedroom. The Master bedroom has the most amazing custom stained glass window of Morro Rock. This is a great opportunity to own a Custom Retreat and Income Property for your 1031 Exchange! Property BOM- no fault of the property, Buyer could not qualify for loan.
Listing agent: Lisa Mia DRE #01945215 lisa@lisamia.com, Listing office: BHGRE HAVEN PROPERTIES
MLS data updated 10/25/2026, 2:13:17 PM PT
Source: CRMLS, MLS #: SC20152628
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 22, 2021
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This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93442 · Oct 2026
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ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
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