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NEW PRICE! This distinctive property, PRIME location, zoned MIXED USE Commercial/ Residential w/a Vacation Rental Permit is walking distance to the Embarcadero = SUCCESS! 7 parking spaces & 2 separate addresses (1197 & 1199). The Residence: 3 bedroom/ 2 bath, approx 2000 sq ft is gorgeous! Entry is street level from Surf St and includes, entryway, kitchen/ dining room, full bathroom with Jacuzzi tub, large laundry room & private bedroom w/ its own entrance. Upstairs boasts ocean & Morro Rock views, a walkthrough bedroom, small kitchenette/office, a petite bathroom w/ toilet, sink & shower, a very comfortable family room, and a beautiful Master bedroom. The Master bedroom has the most amazing custom stained glass window of Morro Rock and is really special. The Commercial space w/approx. 1500 sq. ft., w/ 5 parking spaces, & a minor use permit. Rustic Teak front door, a custom stained glass ceiling dome, bar top counter, wood laminate & tile floors, cathedral ceiling, glass gas fireplace, & Hawaiian doors. A window paneled garage door, ADA bathroom, small private office, all wired for cable, in-wall speakers & media cabinet, track lighting,& floor drains under the front counter previously used by the former coffee house tenant. This location and unique property have so many options; Fine Dining Restaurant, Wine Tasting & Billiards, Craft Beer Brewery, Yoga or Art studio, the possibilities are vast. Call your Realtor today!
Listing agent: Lisa Mia DRE #01945215 lisa@lisamia.com, Listing office: BHGRE HAVEN PROPERTIES
MLS data updated 10/25/2026, 1:30:11 AM PT
Source: CRMLS, MLS #: SC18267753
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 1, 2019
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93442 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.