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Less than a block from the Elfin Forest, on the 1100 block of 14th Street, one of the most sought-after stretches in Los Osos, this 1,207 sf single-level 3 bed, 1 bath home has been thoughtfully upgraded from top to bottom. The home sits on a beautifully landscaped 6,250 sf lot, with owned solar and a ChargePoint HomeFlex EV charger in place. Engineered white oak floors run through the whole house, and Milgard double-pane windows fill the rooms with natural light. The open floor plan brings the living, dining and family areas together and flows right out to the backyard. The kitchen has granite counters, a stainless steel refrigerator and a pantry with pull-out shelving. The bathroom is freshly updated with a new vanity and new lighting.The backyard is set up for both gathering and gardening, with a paved patio, a large shed for tools and gear, a detached single-car garage, and redwood and cedar fencing all around. Out front, the landscaped yard includes a seating area built around a natural gas fire pit, a great spot for evenings with friends. Recent updates include new rain gutters and exterior paint (2023), plus roof upgrades (2026). Start your morning on the Elfin Forest trails, just a few doors down, grab lunch in Baywood, then spend the afternoon paddling the Morro Bay estuary. Montaña de Oro State Park and miles of coastal trails are only minutes away. Homes on this block don't come along often. Don’t miss the opportunity to make this one yours!
Listing agent: Sarah Weber DRE #01077788 sarah@weberteam.com, Listing office: Compass
MLS data updated 10/16/2026, 9:38:09 PM PT
Source: CRMLS, MLS #: SC26210920
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 7, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$849,000Original asking price · Sep 7, 2026ZIP 93402 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.