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Fall in love the moment you arrive at this nicely designed and lovingly maintained home, tucked within the charming Goss Street Cottages, a private enclave of eight single-family homes offering a rare blend of privacy and a close-knit community feel. Step inside to a light-filled interior with thoughtful features throughout, including two in-suite bedrooms, inside laundry, hardwood floors, granite countertops, stainless steel appliances, and double-pane windows, all combining comfort, style, and functionality in a move-in-ready package. This home lives larger than expected, with tall ceilings on the lower level creating an open and airy sense of space that enhances everyday living. Step outside to a private backyard retreat, where you can enjoy the area's coveted banana belt weather, host gatherings on the patio, or make use of the 6X8 outbuilding as a playhouse, garden or hobby space. This prime Midtown location provides easy access to Highway 1, nearby schools, and an abundance of parks, trails, shops, and restaurants, all just a short walk or bike ride away. Thoughtfully designed for easy, carefree living, this home frees up your time to fully enjoy the best of the Santa Cruz lifestyle. A wonderful place to call home in a location and a neighborhood that truly delivers.
Listing agent: Janet Romanowski DRE #00826867 janetromanowski32@gmail.com, Listing office: David Lyng Real Estate
MLS data updated 10/29/2026, 12:48:10 PM PT
Source: CRMLS, MLS #: ML82041391
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 18, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,020,000Closed sale · May 18, 2026ZIP 95065 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.