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Want to avoid the hustle and bustle of a crowded city life? This is truly a privacy gem, fully remodeled home, with panoramic views to enjoy from either your living room, kitchen/breakfast area, or bedroom. The property sits on over an acre and atop gem hill ln, surrounded in privacy and trees! Wind your way up this semi-rural neighborhood roadway, with no street lights to block your view of the stars, but be within 35 minutes of most anywhere you need to go in san diego--from la jolla shores, to downtown san diego, and lindbergh international airport. Fishing and boating just minutes away and miles of hiking trails a few blocks north (see map in photo gallery.). Newly refinished pool for entertaining. Two fireplaces, central air, all new appliances, a host of newly built improvements and extras (see supplement below). 4th bedroom originally a den, now converted with new closet, with extra 1/2 bath added by previous owner. Virtual staging used with photos. Seller to consider offers between $950,000-$1,050,000. New 200 amp electrical service 50 amp plug in the garage for electric cars all the wiring has been replaced, outlets, switches etc upgraded with ground wires. Can lighting throughout all new appliances pool equipment refreshed, new filter mesh new pool plaster, tile and coping new skimmer automatic pool filler new roof fresh paint inside and out all new hard flooring, same throughout master bathroom double sinks new tub in full bath all new tile in master glass door from master bedroom to patio all new lighting fixtures deck for jacuzzi two fireplaces open beam ceiling is insulated all new cabinetry, wood grain air conditioning fully serviced ducting re insulated new drain line to septic all new plumbing dual pane windows with bevel glass on the inside for easy cleaning new garage door opener new ceiling fans with remotes 100 ft rv / trailer parking new shaded private patio. Slab for jacuzzi. Charge plug for electric car. Epoxy garage floor
Listing agent: William Ray DRE #00816690 mesapac@hotmail.com, Listing office: Mesa Pacific Mtg. Inv. Inc.
MLS data updated 10/23/2026, 10:11:52 PM PT
Source: CRMLS, MLS #: 250041333SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 16, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$975,000Closed sale · Dec 16, 2025ZIP 92040 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.