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Charming Coastal Retreat in Oceano – No HOA, No Monthly Dues! Welcome to this delightful gem, ideally nestled in a charming, low-key community in Oceano – and best of all, no HOA and no monthly dues! Offering 3 spacious bedrooms upstairs and an inviting living area, dining room, kitchen, and half bath downstairs, this home is ready to impress. Recent updates have breathed new life into the space, including fresh paint, new carpet, minor repairs, and a thorough deep cleaning – everything you need to move in and start living the dream. With your own designated parking spot and a one-car garage, you’ll have plenty of room to park and store your beach gear. A small grass area right outside the front door is perfect for morning coffee or evening relaxation. Located just off Hwy 1 and a stone’s throw from Oceano Beach State Park, the best of coastal living is at your fingertips. Whether you're into beach days, hiking, or simply enjoying the central location with easy access to everything, this home checks all the boxes. Don’t miss your chance to own a slice of coastal charm with no extra fees. Schedule your showing today!
Listing agent: Stephanie Souza DRE #01980090 Stephanie@ModernNestRealty.com, Listing office: Modern Nest Realty, Inc.
MLS data updated 10/30/2026, 6:55:49 PM PT
Source: CRMLS, MLS #: PI25067193
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 9, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$596,000Closed sale · May 9, 2025ZIP 93445 · May 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.