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Looking for a charming home you can live in now and improve over time? This 2-bedroom, 1-bath Chico home offers a great opportunity for someone ready to roll up their sleeves and bring their ideas to life—all while enjoying a convenient location near Downtown Chico and Chico State. Inside, you'll find original hardwood floors, plenty of natural light and a brick fireplace with a wood stove insert anchoring the living room. The kitchen already has newer cabinetry and distinctive marble tile flooring that continues into the quaint breakfast nook. Both bedrooms feature hardwood flooring, ceiling fans and ample natural light. There’s also indoor laundry, dual-pane windows and a basement that provides additional storage. Outside, the fenced front and back yards offer mature shade trees, garden beds and a covered patio with plenty of potential to create your own outdoor retreat. And then there’s the detached finished garage—a space that really opens up the possibilities. With recessed lighting and updated flooring, it could work as a home office, game room, gym, workshop or creative studio. It may also offer potential for a future ADU, giving buyers another opportunity to add value or create additional living space. Move in, take your time and make improvements as your budget and vision allow. With hardwood floors, newer kitchen cabinetry, flexible bonus space, ADU potential and a location close to Downtown Chico, Chico State, shopping and dining, there’s already a lot here to work with—and plenty of opportunity to make it even better.
Listing agent: Brandi Laffins DRE #01140900 brandi@laffins.com, Listing office: Re/Max of Chico
MLS data updated 10/24/2026, 10:07:02 PM PT
Source: CRMLS, MLS #: SN26197273
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 9, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$289,000Original asking price · Sep 9, 2026ZIP 95928 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.