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Reduced to sell now*Don't miss this chance to own this beautiful like-new on-trend home on an extra-large premium view lot in desirable Baker Ranch with No Mello Roos*Enjoy builder upgrades and seller's high-end finishes in this impeccable 4 bedroom plus open loft, 3 bathroom home in the Terraces by luxury builder Toll Brothers with 3 lot premiums - size of lot, view, and no home behind*Fully-paid-for solar panels*The great room is the heart of this house with a spacious designer kitchen with center island with bar seating, wood floor-to-ceiling cabinets with spice racks, soft-closing doors and drawers, beautiful herringbone full backsplash, a new Subzero built-in refrigerator, Caesar stone countertops, wood-like ceramic tile floor, modern lighting and a custom walk-in pantry*The dining area is large with upgraded stack-back sliding doors providing seamless indoor-outdoor living*The family room completes the open concept plan with a fireplace, custom built-ins and shelving, and lots of windows bringing in natural light*The downstairs bedroom has a ceiling fan and the guest bath has a shower*As you head up the modern staircase with premium railing and upgraded wood trim, you'll see the large open loft with entertainment center ready for game and movie nights*The beautiful primary bedroom is large and has amazing views for miles*The primary bathroom is luxurious w/dual vanities and a separate shower & tub, and the large walk-in closet has closet organizers*Two secondary bedrooms share a bathroom w/tub/shower*One has a Juliet balcony while the other has a walk-in closet*The good-sized laundry room is upstairs*Head out to the yard and you will be amazed at the size of the yard and the panoramic views towards both the mountains & the sea*There is an expanded covered patio w/ceiling fan & TV outlet, a large deck w/a huge firepit to enjoy the view & relax, a fountain, & a large play area*The 2-car garage has a high-end poured epoxy floor finish, hanging cabinets & a roll-up door*Amenities: roller shades, closet organizers, offset tiles, neutral carpet, tankless water heater, Puronics water system, instant hot water system, TuffSkin counter surface protection, pre-wiring for surround sound, additional lighting & J-boxes for fans, artificial turf, upgraded hardscape, rain sensor & more*Enjoy Baker Ranch amenities w/several pools, spas, tennis, pickleball, basketball, volleyball & other sports courts, bbqs, parks, clubhouses, walking/biking trails & even a pet park*
Listing agent: Shelley Armstrong DRE #01158724 shelley4re@gmail.com, Listing office: Coldwell Banker Realty
MLS data updated 10/19/2026, 3:21:14 AM PT
Source: CRMLS, MLS #: OC25226554
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 30, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,875,000Closed sale · Jan 30, 2026ZIP 92630 · Jan 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.