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Otay Ranch Beauty with Storybook Curb Appeal & Stunning Views Welcome to one of Otay Ranch’s most desirable homes, where exceptional curb appeal sets the tone from the moment you arrive. Gorgeous, manicured landscaping, a charming white picket fence, and an inviting front veranda create a picture-perfect first impression and the ideal space to relax and enjoy the outdoors. Cul-de-sac location; no neighbors behind; green belt. This beautifully maintained 4-bedroom 2.5-bath (per the tax records) is currently functioning as a Primary Bedroom suite with an adjoining room with sliding doors leading to a balcony. This home offers both elegance and comfort in a prime location close to everything. Step inside to gleaming floors throughout (no carpet!) and a thoughtfully designed layout featuring a formal living room and dining room perfect for entertaining. The upgraded kitchen shines with modern finishes, a cozy dinette area, and French doors that open to the impeccably landscaped backyard — seamlessly blending indoor and outdoor living. The backyard is a true retreat, lush landscaping, and low-maintenance turf. Enjoy mornings with coffee on the patio, and unwind in the evenings as you take in spectacular sunsets. The spacious family room with a fireplace creates a warm, inviting atmosphere—perfect for gathering and relaxing. Upstairs, the stunning primary suite offers a private balcony with sweeping views — your own escape. A convenient upstairs laundry room adds everyday ease. All appliances convey, making this home truly move-in ready. With gleaming floors, incredible views, and undeniable charm — this home truly has it all. PAID OFF SOLAR, low Mello Roos, low HOA. Close to all: schools, parks, shopping, restaurants, and easy access to the freeway. Submit your BEST OFFER INCREDIBLE PPTY move-in ready!!!
Listing agent: Pamela Ratcliffe DRE #01152227 Pam@teamratcliffe.com, Listing office: Coldwell Banker West
MLS data updated 10/25/2026, 1:47:36 PM PT
Source: CRMLS, MLS #: PTP2601320
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 15, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,030,000Closed sale · Apr 15, 2026ZIP 91913 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.