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Get ready to live the Cardiff Lifestyle! Highly desired Poinsettia Heights! Single story home with over 2,000 square feet on a large lot. This home has been lovingly cared for by the original owners and is just waiting for a new family to make it their dream home. Huge family room with wood burning fireplace and potential ocean and sunset views from a second story. Potential space for RV/boat parking on a quiet street in a great location! Cardiff schools, close to beaches, and local shopping. Enjoy all that Cardiff by the Sea has to offer! Just minutes to Cardiff State Beach, San Elijo State Beach, great restaurants and shopping, Cardiff Sports Park, Encinitas Community Park, hiking trails, and perfect for commuters to hop on I-5. Surf, hike, bike, relax, and enjoy! Fantastic schools to include Cardiff Elementary, Ada Harris Elementary, Oak Crest Middle School, and San Dieguito Union High School District. This adorable home has custom tile, custom built-in cabinets, two additional optional bedrooms, storage cabinets, storage shed, and potential galore!. Neighborhoods: Poinsettia Heights Equipment: Shed(s) Other Fees: 0 Sewer: Sewer Connected Topography: LL
Listing agent: Susan Goralski DRE #01444180 susangoralski@sbcglobal.net, Listing office: HomeSmart Realty West
MLS data updated 11/3/2026, 8:37:13 PM PT
Source: CRMLS, MLS #: 190059556
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 27, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92007 · Nov 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.