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Perched in a premier Cayucos location just three blocks from the beach, 1000 Saint Mary Ave offers coastal living with tropical charm. A gated entry welcomes you into a lush setting of mature palms and banana trees, while ocean views greet you at the door. Inside, hardwood floors, a fireplace, and whole-home heating, A/C, and surround sound create comfort year-round. The main living level features a spacious layout ideal for large families, with a stunning ocean-view deck complete with gas hookups, perfect for outdoor cooking and entertaining. The primary suite is conveniently located on the main level, offering its own balcony, walk-in closet and a jacuzzi tub in the bathroom. Downstairs are two additional bedrooms, a full bathroom and a finished garage with built-ins and sink. The lower level includes a wine cellar and an unfinished bedroom and bath with plumbing in place, offering potential for future completion. Enjoy ocean sounds, cross breezes, and views from nearly every room. The fenced backyard, irrigation system, and walkable access to town and pier complete this exceptional coastal retreat.
Listing agent: Kellie Williams DRE #01200642 brokerkellie@inreach.com, Listing office: Coldwell Banker Kellie & Assoc
MLS data updated 10/21/2026, 5:34:43 PM PT
Source: CRMLS, MLS #: SC26061358
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 20, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,395,000Closed sale · Jul 20, 2026ZIP 93430 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.