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New price! Experience the very best of coastal California living in this exceptional single-level home perched on an oversized 0.6-acre lot in the heart of Cayucos. With breathtaking panoramic views of the Pacific Ocean, coastline, and iconic Morro Rock, this spacious 3,337± sq ft residence offers an unmatched combination of luxury and privacy. Step inside to a bright and airy layout featuring three bedrooms, three bathrooms, a bonus room, and a home office. The kitchen boasts white cabinetry, marble countertops, a breakfast nook, and picture windows that frame the stunning ocean and Morro Rock views. Relax and unwind in the elegant living and dining areas, both showcasing expansive coastal vistas and a cozy wood-burning fireplace. The bonus room adds an element of fun with a bar, pool table, fireplace, and built-in bed nook. The primary suite is a true retreat with panoramic ocean views, backyard access, dual closets (including a walk-in), and an en suite bathroom with marble finishes. Two additional bedrooms also feature generous layouts and ocean views. Outside, the oversized lot offers endless potential with five legal lots on two APNs; perfect for expansion, gardening, or even subdivision (buyer to verify). The oversized four-car garage/workshop includes insulated walls, an office with ocean views, and ample space for hobbies or storage. Additional highlights include a dedicated home office with built-ins and ocean views, a generous utility room with pantry storage, a sink, and secondary refrigerator, multiple bathrooms with updated tile and marble finishes, French doors leading to a private backyard, and luxury vinyl plank and tile flooring throughout. This is a rare opportunity to own a one-of-a-kind property with unparalleled views, generous space, and incredible potential, all just minutes from downtown Cayucos and the beach.
Listing agent: Kristen Gentry DRE #01968754 kristengentryslo@gmail.com, Listing office: Central Coast Sotheby's International Realty
MLS data updated 10/26/2026, 9:08:51 PM PT
Source: CRMLS, MLS #: SC25123873
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 26, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$3,450,000Closed sale · Feb 26, 2026ZIP 93430 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.