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Lowest priced Single Family Home in Ladera Ranch! Beautifully Updated Ladera Ranch Home with PEX Repipe, Low Mello-Roos & Great Floorplan - Built by Richmond American. Thoughtfully updated and designed for everyday living, this 3-bedroom, 2.5-bath home in the popular Westcott neighborhood offers both comfort and privacy. The entire home has been repiped with PEX piping, giving you long-term reliability and peace of mind. Private steps lead up to the raised lot, where you’ll find a professionally hardscaped front yard with stone pavers and a charming front porch perfect for morning coffee. The park-like yard is surrounded by meticulously maintained shrubs and mature trees, creating a sense of privacy and tranquility. A white picket fence frames the space, offering a welcoming and serene outdoor setting. The neighborhood is known for its lush greenbelts, gazebos, and mature tree-lined streets, creating a warm and inviting community atmosphere. Inside, the functional floorplan stands out with separate living, dining, and family rooms that offer flexible spaces for entertaining, working, or everyday living. The living room features plantation shutters and a cozy fireplace with custom tile and a detailed mantel, while the dining room can easily be used as a private home office or study area. The kitchen includes an island with sink, Cambria quartz countertops, freshly painted cabinets, a newer main sink, a 5-burner range, and a custom tile backsplash, blending style and functionality. Ceiling fans in every room add comfort and efficiency. Upstairs, you’ll find an office nook, a spacious primary suite with walk-in closets and a large en suite featuring a separate soaking tub and a walk-in shower, two additional bedrooms, a laundry room, and two full baths. The home also features a two-car garage with direct access. Shady trees and the elevated lot help keep the home naturally cool and peaceful year-round. Adding to its appeal, this home has one of the lowest Mello-Roos assessments in Ladera Ranch, helping you save on property taxes while enjoying resort-style pools, clubhouses, parks, tennis and pickleball courts, and miles of scenic trails. Timing is everything! Currently, the lowest-priced detached single-family home in Ladera!! This home provides exceptional value, with its great location near award-winning schools and just steps from the West Ridge trail system with views that stretch to the ocean.
Listing agent: Joshua Richardson DRE #01896924 Homes@JoshandAngelica.com, Listing office: First Team Real Estate
MLS data updated 10/19/2026, 3:14:52 PM PT
Source: CRMLS, MLS #: OC25256701
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 21, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,175,000Closed sale · Jan 21, 2026ZIP 92694 · Jan 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.