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18951 Kentucky Downs Ln — Yorba Linda — 3 Beds • 3 Baths • 2,615 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+31 more

$1,279,000

23 DOM

$489/sqft3 bd3 ba2,615 sqftHOA ~711/mo

Call

18951 Kentucky Downs Ln Yorba Linda, CA 92886

1.04acre lot

Pristine luxury retreat located in the highly sought-after golf course community of San Lorenzo. This bright and airy home offers 3 bedrooms plus a versatile bonus room, 2.5 bathrooms, and approximately 2,615 sq. ft. of thoughtfully designed living space with an open-concept layout. The inviting living room serves as the heart of the home, highlighted by a beautiful fireplace with a custom-built mantel and entertainment center. The stunning gourmet kitchen features tile backsplash, granite countertops and stainless steel appliances. A convenient breakfast bar is perfect for busy mornings, while a built-in desk provides an ideal workspace. The kitchen seamlessly connects to a covered balcony deck, making outdoor BBQ and entertaining effortless. The formal dining room is enhanced with elegant custom wainscoting and comfortably accommodates gatherings of up to 12 guests. The spacious primary suite features soaring ceilings and an overhead ceiling fan, creating a relaxing private retreat. The luxurious primary bathroom includes a dual vanity, soaking tub, walk-in glass shower, and an oversized walk-in closet. Residents of this community enjoy access to resort-style amenities including a pool, spa, BBQ area, and clubhouse for private gatherings. Ideally located just minutes from Yorba Linda High School, Yorba Linda Town Center, and nearby horse, hiking, and walking trails. This exceptional move-in ready home offers comfort, style, and convenience—an opportunity you won’t want to miss.

MLS TR26052790

949-988-3000 (Office) fanzhangbre7642@gmail.com

Est. payment

$8,883/mo

Principal & interestTaxesInsuranceHOA

$6,467$1,332$373$711

Down %

Rate %

Years

Down payment: $255,800 · Total cost: $2,584,035

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,883/mo

Principal & interest: $6,467
Est. property tax: $1,332
Est. insurance: $373
HOA (normalized / mo): $711
Down payment: $255,800

Est. gross rent$5,329/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,554/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.