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12740 Rushmore — Whitewater — 2 Beds • 2 Baths • 1,414 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+50 more

$449,000

44 DOM

$318/sqft2 bd2 ba1,414 sqft

Call

12740 Rushmore Whitewater, CA 92282

1.01acre lot

Discover a truly one-of-a kind desert retreat! Every room is designed with intention, creating a 2-bedroom 2-bath retreat that is artistic, serene and deeply welcoming. The home is energy-efficient featuring a passive cooling layout, upgraded windows, ceiling fans, attic fan and powerful HVAC system for year-round comfort. A detached bonus space offers flexible use as a guest suite, home office, art studio or pool house—ideal for hosting, work from home or creative living. Designed for true indoor-outdoor living, the expansive property invites long afternoons under double pergolas, relaxing in the saltwater pool or spa and evenings spent stargazing beside the outdoor fireplace. The one-acre lot offers space, privacy and tranquility with room to entertain or simply unwind in nature. Ideally located with easy access to the I-10 and Hwy 111, this one-of-a-kind Whitewater property offers a lifestyle that feels both connected and secluded. This is more than a home, it’s a restorative desert sanctuary for those seeking beauty, individuality, and soul.

MLS OC26018742

949-661-9355 (Office) carrieann@carrieannrealestate.com

Est. payment

$2,869/mo

Principal & interestTaxesInsurance

$2,270$468$131

Down %

Rate %

Years

Down payment: $89,800 · Total cost: $907,140

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,869/mo

Principal & interest: $2,270
Est. property tax: $468
Est. insurance: $131
Down payment: $89,800

Est. gross rent$1,871/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-998/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Feb 20, 2026	$449,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built2000

949-661-9355 (Office) carrieann@carrieannrealestate.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12740 Rushmore, Whitewater, CA 92282

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Call

12740 Rushmore Whitewater, CA 92282

About this home

Carrie Ann Cusey-Ibert

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Carrie Ann Cusey-Ibert

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

12740 Rushmore, Whitewater, CA 92282

About This Property

Property Photos

12740 Rushmore Whitewater, CA 92282

About this home

Carrie Ann Cusey-Ibert

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Carrie Ann Cusey-Ibert

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.