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401 San Luis Avenue — Watsonville — 3 Beds • 4 Baths • 2,402 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12:30PM – 3:30PM

+82 more

$1,095,000

290 DOM

$456/sqft3 bd4 ba2,402 sqftHOA ~305/mo

Call

401 San Luis Ave Watsonville, CA 95076

3,419sqft lot

Welcome to Pacific Sunshine, a sought-after new home community where natural splendor meets contemporary comfort. This sophisticated three-level is set beside the picturesque Wetlands of Watsonville, offering a serene backdrop rich in outdoor recreation. Step into a thoughtfully crafted entryway that sets a warm, elegant tone. The ground floor includes a private ensuite bedroomideal for guests or multigenerational living spacious two-car garage with ample storage leads to a peaceful rear yard, perfect for relaxation. The main level features a bright, open-concept design for daily ease and stylish entertaining. A gourmet kitchen boasts upgraded appliances, a generous island, and sleek cabinetry. The dining area and great room flow to a front balcony, promoting seamless indoor-outdoor living. A modern powder room and versatile alcove enhance the space.Upstairs, retreat to the refined primary suite with a walk-in closet and spa-inspired bath featuring dual vanities and a freestanding shower. A second ensuite bedroom near the laundry area ensures privacy. Smart upgrades include two electric water heaters for efficiency and CAT-5 wiring. Enjoy close proximity to downtown, shopping, scenic trails, and a tranquil bird-watching lookout perfect for a lifestyle in nature and wellness.

MLS ML82012836

(650) 454-8500 (Office) 650-576-7223 (Cell) wangrealtors@gmail.com

Est. payment

$7,302/mo

Principal & interestTaxesInsuranceHOA

$5,537$1,141$319$305

Down %

Rate %

Years

Down payment: $219,000 · Total cost: $2,212,290

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,302/mo

Principal & interest: $5,537
Est. property tax: $1,141
Est. insurance: $319
HOA (normalized / mo): $305
Down payment: $219,000

Est. gross rent$4,563/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,739/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Jun 28, 2025	$1,095,000	—

Facts & Features

Transaction Data

HOA Fee$305/mo

Structure & Property

Year Built2025

Garage Spaces2

(650) 454-8500 (Office) 650-576-7223 (Cell) wangrealtors@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

401 San Luis Avenue, Watsonville, CA 95076

Get Directions

Call

Open Houses

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401 San Luis Ave Watsonville, CA 95076

About this home

David Wang

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Wang

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

401 San Luis Avenue, Watsonville, CA 95076

About This Property

Property Photos

401 San Luis Ave Watsonville, CA 95076

About this home

David Wang

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Wang

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.