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140 E Riverside Drive — Watsonville — 2,246 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+45 more

$925,000

46 DOM

$412/sqft— bd— ba2,246 sqft

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140 E Riverside Dr Watsonville, CA 95076

7,623sqft lot

Centrally located 3 unit property on 1 parcel ready for a new homeowner. No common walls. Original home was built in 1914 - 3 bedrooms and 1 bath - new roof on this structure - basement space ( currently used for storage). There are 2 stand alone homes towards the back of the property, a 1 bedroom / 1 bath and a 2 bedroom / 1 bath. Sewer lateral repair has been completed. Buyers to verify square footage, age of units and overall condition. Long time rental properties managed by a local property management company. Great potential for investment or live in 1 home and enjoy 2 income properties.

MLS ML82035607

831-429-5700 (Office) 831-588-5993 (Cell) kathyhall0526@gmail.com

Est. payment

$5,911/mo

Principal & interestTaxesInsurance

$4,677$964$270

Down %

Rate %

Years

Down payment: $185,000 · Total cost: $1,868,829

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,911/mo

Principal & interest: $4,677
Est. property tax: $964
Est. insurance: $270
Down payment: $185,000

Est. gross rent$3,854/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,057/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 19, 2026	$1,029,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,029,000 (−$104,000)

Close DateMay 8, 2026

Structure & Property

Year Built1914

831-429-5700 (Office) 831-588-5993 (Cell) kathyhall0526@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

140 E Riverside Drive, Watsonville, CA 95076

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Call

140 E Riverside Dr Watsonville, CA 95076

About this home

Kathleen Hall

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kathleen Hall

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

140 E Riverside Drive, Watsonville, CA 95076

About This Property

Property Photos

140 E Riverside Dr Watsonville, CA 95076

About this home

Kathleen Hall

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kathleen Hall

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.