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1031 Santa Rosa Court — Watsonville — 2 Beds • 2 Baths • 1,038 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+18 more

$599,000

25 DOM

$577/sqft2 bd2 ba1,038 sqftHOA ~161/mo

Call

1031 Santa Rosa Ct Watsonville, CA 95076

Welcome to this charming home in Watsonville, featuring a comfortable, functional living space. With 1,038 square feet, this residence features 2 bedrooms and 2 full bathrooms, including a primary bedroom conveniently located on the ground floor. The home is situated within the Pajaro Valley Unified School District. The kitchen features a breakfast bar, ideal for casual dining, and seamlessly flows into a dining area in the living room. Enjoy cozy evenings and views in the living room, which serves as a central gathering space. The home also includes double-pane windows, enhancing energy efficiency, as well as low-flow shower and toilet fixtures. The property offers practical amenities, such as central forced air heating and a two-car garage, providing ample space for parking and storage. While cooling is not included, the layout and design of the home offer plenty of natural ventilation. This home is an excellent opportunity to enjoy comfortable living in the vibrant city of Watsonville.

MLS ML82030996

831-261-6750 (Office) 831-818-4123 (Cell) erica@ericapittman.com

Est. payment

$3,989/mo

Principal & interestTaxesInsuranceHOA

$3,029$624$175$161

Down %

Rate %

Years

Down payment: $119,800 · Total cost: $1,210,193

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,989/mo

Principal & interest: $3,029
Est. property tax: $624
Est. insurance: $175
HOA (normalized / mo): $161
Down payment: $119,800

Est. gross rent$2,496/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,493/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 13, 2026	$599,000	—

Facts & Features

Transaction Data

Close DateApr 17, 2026

HOA Fee$161/mo

Structure & Property

Year Built2004

Garage Spaces2

831-261-6750 (Office) 831-818-4123 (Cell) erica@ericapittman.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1031 Santa Rosa Court, Watsonville, CA 95076

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Call

1031 Santa Rosa Ct Watsonville, CA 95076

About this home

Erica Pittman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Erica Pittman

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1031 Santa Rosa Court, Watsonville, CA 95076

About This Property

Property Photos

1031 Santa Rosa Ct Watsonville, CA 95076

About this home

Erica Pittman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Erica Pittman

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.