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101 Shell Drive 106 — Watsonville — 2 Beds • 2 Baths • 1,040 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+18 more

$789,000

188 DOM

$759/sqft2 bd2 ba1,040 sqftHOA ~844/mo

Call

101 Shell Dr 106 Watsonville, CA 95076

New photos coming soon. Owner has just refreshed this sunny 2 bedroom-2 bath Shorebird Unit, with new paint, blinds, light fixtures. Unit is in excellent condition. On the sand and steps from miles of beach to walk and enjoy. Tennis, pickleball, bird watching, surfing, fishing, are just a few of the activities available. Vacation rentals are permitted by the county. Short drive from Santa Cruz or the Monterey Peninsula. Come see it today !

MLS ML82038344

831-722-4671 (Office) 831-566-7746 (Cell) rseadler@hotmail.com

Est. payment

$5,886/mo

Principal & interestTaxesInsuranceHOA

$3,990$822$230$844

Down %

Rate %

Years

Down payment: $157,800 · Total cost: $1,594,061

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,886/mo

Principal & interest: $3,990
Est. property tax: $822
Est. insurance: $230
HOA (normalized / mo): $844
Down payment: $157,800

Est. gross rent$3,288/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,598/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 12, 2026	$789,000	—

Facts & Features

Transaction Data

Close DateApr 17, 2026

HOA Fee$844/monthly

Structure & Property

Year Built1973

Garage Spaces3

831-722-4671 (Office) 831-566-7746 (Cell) rseadler@hotmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

101 Shell Drive 106, Watsonville, CA 95076

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Call

101 Shell Dr 106 Watsonville, CA 95076

About this home

Richard Seadler

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Richard Seadler

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

101 Shell Drive 106, Watsonville, CA 95076

About This Property

Property Photos

101 Shell Dr 106 Watsonville, CA 95076

About this home

Richard Seadler

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Richard Seadler

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.