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1109 Cardigan Dr — Walnut Creek — 2 Beds • 3 Baths • 1,408 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+25 more

$699,000

62 DOM

$496/sqft2 bd3 ba1,408 sqftHOA ~546/mo

Call

1109 Cardigan Dr Walnut Creek, CA 94596

1,980sqft lot

This lovely townhome, meticulously maintained and owned by the same family since 1992, is located in the highly desirable Rudgear Estates neighborhood. The moment you walk through the front door, you'll love the expansive living room -- which includes a versatile nook perfect for your favorite desk/table setup. The well-designed kitchen boasts custom cabinetry, complete with pull-out shelves that serve as a de facto pantry ... and the connected dining area flows seamlessly out to a peaceful backyard patio, ideal for outdoor entertaining and relaxation. The large primary bedroom features a vast walk-in closet, and the massive second bedroom provides invaluable flexibility. Additional highlights include a deep one-car garage with ample storage space, along with a long carport and driveway that can accommodate multiple vehicles. Truly a wonderful place to call home in a sought-after community!

MLS 41123751

925-937-4000 (Office) 925-338-0178 (Cell) drew@hurlbutteam.com

Est. payment

$5,013/mo

Principal & interestTaxesInsuranceHOA

$3,535$728$204$546

Down %

Rate %

Years

Down payment: $139,800 · Total cost: $1,412,229

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,013/mo

Principal & interest: $3,535
Est. property tax: $728
Est. insurance: $204
HOA (normalized / mo): $546
Down payment: $139,800

Est. gross rent$2,913/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,100/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 11, 2026	$749,000	—

Facts & Features

Transaction Data

▼Price Reduced from $749,000 (−$50,000)

HOA Fee$546/monthly

Structure & Property

Year Built1974

Garage Spaces1

925-937-4000 (Office) 925-338-0178 (Cell) drew@hurlbutteam.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1109 Cardigan Dr, Walnut Creek, CA 94596

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Call

1109 Cardigan Dr Walnut Creek, CA 94596

About this home

Drew Shiller

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Drew Shiller

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1109 Cardigan Dr, Walnut Creek, CA 94596

About This Property

Property Photos

1109 Cardigan Dr Walnut Creek, CA 94596

About this home

Drew Shiller

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Drew Shiller

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.