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630 Cortez Ave — Vista — 3 Beds • 3 Baths • 1,884 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 17 · 12PM – 3PM

+50 more

$1,080,000

1 DOM

$573/sqft3 bd3 ba1,884 sqft

Call

630 Cortez Ave Vista, CA 92084

39,200sqft lot

A rare and versatile property offering privacy, views and future potential. This 3 bedroom, 2.5 bath home sits on a expansive .9 acre usable lot. The property is ideal for a buyer that want a large lot, or and investor/development property. It features an older home with solid bones and significant upside, including the potential to subdivide and build and additional residence. Land provides endless options for expansions, ADU's, upgrades, outdoor living or personal use such as RV parking, boat storage etc. Enjoy panoramic mountain views and beautiful sunrises and sunsets. Perfect for entertaining.

MLS 260008743SD

858-514-8201 (Office) 760-809-1662 (Cell) jchaffinjr@yahoo.com

Est. payment

$6,901/mo

Principal & interestTaxesInsurance

$5,461$1,125$315

Down %

Rate %

Years

Down payment: $216,000 · Total cost: $2,181,984

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,901/mo

Principal & interest: $5,461
Est. property tax: $1,125
Est. insurance: $315
Down payment: $216,000

Est. gross rent$4,500/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,401/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 14, 2026	$1,080,000	—

Facts & Features

Structure & Property

Year Built1950

Garage Spaces2

858-514-8201 (Office) 760-809-1662 (Cell) jchaffinjr@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

630 Cortez Ave, Vista, CA 92084

Get Directions

Call

630 Cortez Ave Vista, CA 92084

About this home

Jack Chaffin

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Jack Chaffin

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

630 Cortez Ave, Vista, CA 92084

About This Property

Property Photos

630 Cortez Ave Vista, CA 92084

About this home

Jack Chaffin

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Jack Chaffin

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.