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1979 Spanish Oak Way — Vista — 4 Beds • 3 Baths • 1,863 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+51 more

$969,000

19 DOM

$520/sqft4 bd3 ba1,863 sqftHOA ~114/mo

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1979 Spanish Oak Way Vista, CA 92081

4,753sqft lot

Welcome to Sea Vista! This updated, well maintained home is located in one of the most sought after Shadowridge neighborhoods. Features include: custom granite counter tops, decorative mirrors, newer faucets, sinks, and cabinet knobs in all three bathrooms, a spacious layout, air conditioning, natural light, and a low maintenance backyard. Just prior to listing, the entire interior of the home was painted. There is also a community pool and parks for residents and families to enjoy. Welcome to Sea Vista! This updated, well maintained home is located in one of the most sought after Shadowridge neighborhoods. Features include custom granite counter tops, decorative mirrors, newer faucets, sinks, and cabinet knobs in all three bathrooms, a spacious layout, air conditioning, natural light, and a low maintenance backyard. Just prior to listing, the entire interior of the home was painted. There is also a community pool and park for residents and families to enjoy.

MLS 260006455SD

858-258-7383 (Office) 858-210-5070 (Cell) AlexBaltov12@gmail.com

Est. payment

$6,306/mo

Principal & interestTaxesInsuranceHOA

$4,900$1,009$283$114

Down %

Rate %

Years

Down payment: $193,800 · Total cost: $1,957,725

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,306/mo

Principal & interest: $4,900
Est. property tax: $1,009
Est. insurance: $283
HOA (normalized / mo): $114
Down payment: $193,800

Est. gross rent$4,038/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,268/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

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Price History

Event	Date	Price	Change
Listed	Mar 26, 2026	$969,000	—

Facts & Features

Transaction Data

HOA Fee$114/monthly

Structure & Property

Year Built1989

Garage Spaces2

858-258-7383 (Office) 858-210-5070 (Cell) AlexBaltov12@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1979 Spanish Oak Way, Vista, CA 92081

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1979 Spanish Oak Way Vista, CA 92081

About this home

Alex Baltov

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Alex Baltov

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1979 Spanish Oak Way, Vista, CA 92081

About This Property

Property Photos

1979 Spanish Oak Way Vista, CA 92081

About this home

Alex Baltov

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Alex Baltov

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.