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1300 Saratoga Avenue 1915 — Ventura — 3 Beds • 2 Baths • 1,135 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$375,000

53 DOM

$330/sqft3 bd2 ba1,135 sqftHOA ~506/mo

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1300 Saratoga Ave 1915 Ventura, CA 93003

Beautifully upgraded upper-level condo in a prime central Ventura location. Fresh interior paint and new flooring throughout. The kitchen features granite countertops and opens to a bright living space with high ceilings. The primary suite includes an en-suite bathroom for added comfort. Enjoy a private patio in a quiet setting. Includes a one-car garage plus additional parking. HOA amenities include a tennis court, pool, and clubhouse. VA approved.

MLS V1-34513

(805) 648-5051 (Office) (805) 794-7904 (Cell) homesbychristine@hotmail.com

Est. payment

$2,902/mo

Principal & interestTaxesInsuranceHOA

$1,896$391$109$506

Down %

Rate %

Years

Down payment: $75,000 · Total cost: $757,633

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,902/mo

Principal & interest: $1,896
Est. property tax: $391
Est. insurance: $109
HOA (normalized / mo): $506
Down payment: $75,000

Est. gross rent$1,563/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,339/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 5, 2026	$409,000	—

Facts & Features

Transaction Data

▼Price Reduced from $409,000 (−$34,000)

HOA Fee$506/monthly

Structure & Property

Year Built1974

Garage Spaces1

(805) 648-5051 (Office) (805) 794-7904 (Cell) homesbychristine@hotmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1300 Saratoga Avenue 1915, Ventura, CA 93003

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1300 Saratoga Ave 1915 Ventura, CA 93003

About this home

Christine Cardoso-Moore

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christine Cardoso-Moore

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

1300 Saratoga Avenue 1915, Ventura, CA 93003

About This Property

Property Photos

1300 Saratoga Ave 1915 Ventura, CA 93003

About this home

Christine Cardoso-Moore

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Christine Cardoso-Moore

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.