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26973 Prospector Road 302 — Valencia — 2 Beds • 2 Baths • 940 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+17 more

$498,500

66 DOM

$530/sqft2 bd2 ba940 sqftHOA ~385/mo

Call

26973 Prospector Rd 302 Valencia, CA 91381

41,916sqft lot

**This Property Qualifies for an FHA Grant of $10,000, which can be used towards closing cost OR a ZERO Down Payment plus the $10,000 Grant, and NO PMI!** Welcome to this FHA approved condo, nestled in the highly sought-after Valencia Five Points Community! Designed with both style and comfort in mind, this pristine home is your perfect retreat. Upon entering, you'll be welcomed by a beautifully open floor plan featuring a spacious living room, a pristine kitchen, and an inviting dining area! With all NEWER appliances included: Washer, Dryer, Refrigerator, Dishwasher, and Microwave -- This home is truly move-in ready! While extras include recessed lighting, in-unit laundry, both bedroom closets feature beautifully made custom cabinetry, an additional storage closet just steps away from your front door, leased solar panels, and a tankless water heater for energy efficiency. This home is also equipped with its own EV charger in the spacious tandem 2 car garage. Most importantly, this condo has been exceptionally maintained and cared for! You’ll also enjoy resort-style HOA amenities including: 3 unique swimming pools, Outdoor fire pit with ample seating, Community Center and Garden, Picnic areas, scenic walking trails, dog stations and so much more! Located just minutes from award-winning schools, golf courses, Westfield Mall, Six Flags Magic Mountain, and with easy freeway access. Don’t miss out on this opportunity—schedule your private showing today!

MLS SR25281754

661-255-2650 (Office) jandi@alonsorealestategroup.com

Est. payment

$3,569/mo

Principal & interestTaxesInsuranceHOA

$2,521$519$145$385

Down %

Rate %

Years

Down payment: $99,700 · Total cost: $1,007,147

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,569/mo

Principal & interest: $2,521
Est. property tax: $519
Est. insurance: $145
HOA (normalized / mo): $385
Down payment: $99,700

Est. gross rent$2,077/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,492/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.