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24431 Camino Oceano — Valencia — 4 Beds • 4 Baths • 3,421 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+35 more

$1,049,990

55 DOM

$307/sqft4 bd4 ba3,421 sqftHOA ~338/mo

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24431 Camino Oceano Valencia, CA 91354

6,305sqft lot

This expansive two-story home offers plenty of space with a total of 4 bedrooms with one of the bedrooms located downstairs with its own private bathroom. The first floor also offers a mud room. The rest of the first floor features an open layout from the modern kitchen that offers white cabinetry throughout, massive walk in pantry. The family room opens to a covered California Room ideal for indoor-outdoor living. The second floor hosts a laundry room along with three more bedrooms. The luxe owner's suite has a large walk in closet. Great location in a cul-de-sac, view location, and included upgraded flooring.

MLS OC26037691

949-482-3999 (Office) cesi@cesipagano.com

Est. payment

$7,047/mo

Principal & interestTaxesInsuranceHOA

$5,309$1,094$306$338

Down %

Rate %

Years

Down payment: $209,998 · Total cost: $2,121,353

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,047/mo

Principal & interest: $5,309
Est. property tax: $1,094
Est. insurance: $306
HOA (normalized / mo): $338
Down payment: $209,998

Est. gross rent$4,375/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,672/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Feb 19, 2026	$1,104,990	—

Facts & Features

Transaction Data

▼Price Reduced from $1,104,990 (−$55,000)

HOA Fee$338/monthly

Structure & Property

Year Built2026

Garage Spaces2

949-482-3999 (Office) cesi@cesipagano.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

24431 Camino Oceano, Valencia, CA 91354

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24431 Camino Oceano Valencia, CA 91354

About this home

Cesi Pagano

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Cesi Pagano

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

24431 Camino Oceano, Valencia, CA 91354

About This Property

Property Photos

24431 Camino Oceano Valencia, CA 91354

About this home

Cesi Pagano

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Cesi Pagano

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.