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485 Melody Lane — Upper Lake — 3 Beds • 2 Baths • 1,120 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+19 more

$349,000

8 DOM

$312/sqft3 bd2 ba1,120 sqft

Call

485 Melody Ln Upper Lake, CA 95485

8,276sqft lot

Well maintained 3-bedroom, 2-bath home in Upper Lake featuring an open-concept kitchen with abundant counter space, ideal for entertaining and everyday living. This property offers owned solar for energy efficiency and long-term savings. Situated on a spacious corner lot, the home includes a fully fenced backyard with plenty of room for outdoor enjoyment, pets, or gardening. A wonderful opportunity to enjoy comfort, space, and value in a peaceful setting.

MLS LC26064342

707-380-0003 (Office) aceja@wrealestate.net

Est. payment

$2,231/mo

Principal & interestTaxesInsurance

$1,765$364$102

Down %

Rate %

Years

Down payment: $69,800 · Total cost: $705,104

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,231/mo

Principal & interest: $1,765
Est. property tax: $364
Est. insurance: $102
Down payment: $69,800

Est. gross rent$1,454/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-777/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 5, 2026	$349,000	—

Facts & Features

Structure & Property

Year Built2005

Garage Spaces2

707-380-0003 (Office) aceja@wrealestate.net

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

485 Melody Lane, Upper Lake, CA 95485

Get Directions

Call

485 Melody Ln Upper Lake, CA 95485

About this home

Andrew Ceja

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Andrew Ceja

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

485 Melody Lane, Upper Lake, CA 95485

About This Property

Property Photos

485 Melody Ln Upper Lake, CA 95485

About this home

Andrew Ceja

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Andrew Ceja

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.