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4388 Planet Cir — Union City — 3 Beds • 2 Baths • 1,255 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+39 more

$788,000

1 DOM

$628/sqft3 bd2 ba1,255 sqftHOA ~370/mo

Call

4388 Planet Cir Union City, CA 94587

1,775sqft lot

Affordable, move-in ready home with easy commute and great schools! This 3BD/2BA townhouse is a private side-unit offering extra outdoor space and natural light. Featuring new polished hardwood floors, fresh interior paint, and a bright kitchen with granite countertops. All appliances included, plus brand-new refrigerator and in-unit laundry. Spacious bedrooms, private patio/backyard, and side-by-side 2-car garage. HOA covers water, garbage, and exterior maintenance for easy living. Prime location near freeways, shopping, and dining. Great opportunity—don’t miss it!

MLS 41130682

408-688-7653 (Office) 408-623-1168 (Cell) janl168@yahoo.com

Est. payment

$5,406/mo

Principal & interestTaxesInsuranceHOA

$3,985$821$230$370

Down %

Rate %

Years

Down payment: $157,600 · Total cost: $1,592,040

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,406/mo

Principal & interest: $3,985
Est. property tax: $821
Est. insurance: $230
HOA (normalized / mo): $370
Down payment: $157,600

Est. gross rent$3,283/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,123/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$788,000	—

Facts & Features

Transaction Data

HOA Fee$370/monthly

Structure & Property

Year Built1971

Garage Spaces2

408-688-7653 (Office) 408-623-1168 (Cell) janl168@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4388 Planet Cir, Union City, CA 94587

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Call

4388 Planet Cir Union City, CA 94587

About this home

Yanzhang Liu

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Yanzhang Liu

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

4388 Planet Cir, Union City, CA 94587

About This Property

Property Photos

4388 Planet Cir Union City, CA 94587

About this home

Yanzhang Liu

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Yanzhang Liu

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.