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31265 Lily St — Union City — 3 Beds • 2 Baths • 1,035 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

$998,880

35 DOM

$965/sqft3 bd2 ba1,035 sqftHOA ~3/mo

Call

31265 Lily St Union City, CA 94587

4,343sqft lot

Welcome to the fully updated “West Side Une” listing of Union City. This beautifully renovated home has been thoughtfully modernized with no corner left untouched, blending contemporary design with everyday comfort. Step inside to discover antimicrobial and waterproof white oak style LVP flooring flowing seamlessly throughout the home. The stunning kitchen is the centerpiece, featuring elegant two tone cabinetry, Tajmahal quartz stone countertops, and a full suite of stainless steel LG appliances that combine style and performance. Both bathrooms have been updated with modern finishes that create a clean and sophisticated feel. Major improvements include a brand new roof and central heating and air conditioning. All updates were completed with permits, providing added confidence and peace of mind. Outside, enjoy low maintenance landscaping designed for easy upkeep, highlighted by a newly planted cherry blossom tree with an automatic drip irrigation system. Perfectly located, this home offers exceptional convenience. Enjoy walking distance to local elementary and middle schools, nearby shops, and a variety of restaurants. Commuters will appreciate the quick and easy access to major freeways, making travel throughout the Bay Area simple.

MLS 41127024

925-621-6200 (Office) 510-381-4750 (Cell) ponquit@intero.com

Est. payment

$6,385/mo

Principal & interestTaxesInsuranceHOA

$5,051$1,041$291$3

Down %

Rate %

Years

Down payment: $199,776 · Total cost: $2,018,093

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,385/mo

Principal & interest: $5,051
Est. property tax: $1,041
Est. insurance: $291
HOA (normalized / mo): $3
Down payment: $199,776

Est. gross rent$4,162/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,223/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Mar 12, 2026	$998,880	—

Facts & Features

Transaction Data

HOA Fee$30/annually

Structure & Property

Year Built1976

Garage Spaces2

925-621-6200 (Office) 510-381-4750 (Cell) ponquit@intero.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

31265 Lily St, Union City, CA 94587

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Call

31265 Lily St Union City, CA 94587

About this home

Patricio Onquit

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Patricio Onquit

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.

31265 Lily St, Union City, CA 94587

About This Property

Property Photos

Location

Open Houses

31265 Lily St Union City, CA 94587

About this home

Patricio Onquit

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Patricio Onquit

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.